Recreational Vehicles Insurance in and around New Richmond

With an RV policy from State Farm agent Frank Steward, you can help ensure you're covered no matter where the road takes you. And don't worry about damages from towing or pulling incidents; choose between medical payments for passengers' bills plus roadside assistance to stay safe on all of life's journeys.

Enjoy life on the open road with State Farm RV insurance! Our recreational vehicle policy coverages are designed to give you and your motorhome coverage wherever your journey takes you (meaning the United States of America and its territories and possessions and Canada). A State Farm RV insurance policy offers protection specifically designed for RVs and their unique risks - contact agent Frank Steward today and get busy living.

In Wisconsin, a motorized RV or motorhome must carry at least the state-required liability coverage, just like a car. Towable campers, fifth wheels and travel trailers are different. Liability while you're towing generally follows the vehicle doing the towing, but damage to the trailer itself and the belongings inside usually needs its own coverage.

Coverages to talk through with Frank include collision and comprehensive for the RV, coverage for personal belongings you carry along, roadside help, and liability protection while you're parked at a campsite. If you live in your RV for part of the year, mention it, because full-time use can change what you need.

Before camping season, check tires, brakes, lights and hitch connections, and look over the roof and seals for winter damage. Leaks around roof vents and seams are one of the most common sources of costly RV repairs.

In the fall, winterize water lines before the first freeze and store the RV somewhere secure. Keeping comprehensive coverage while it's in storage helps protect against theft, fire and storm damage while it sits for the winter.

Wisconsin doesn't require insurance for snowmobiles, ATVs or UTVs, but a crash on a trail can still lead to injury and property damage claims. Lenders usually require coverage on financed machines. Ask Frank about protecting your trail toys along with your RV.

Does my auto policy cover my travel trailer?

Your auto policy may extend some liability to a trailer you're towing, but it usually won't pay to repair the trailer itself. A separate RV policy can cover that.

Am I covered when I travel out of state?

State Farm RV policies are written to cover travel in the United States, its territories and possessions, and Canada. Ask Frank to confirm the details for your trip.

What information do I need for a quote?

The RV's year, make, model and VIN, its value, how you use it, and where you store it.

Also see boat insurance and motorcycle insurance, or view all insurance options from Frank Steward State Farm.